:root {
  --seo-gold: #f1ad2b;
  --seo-ink: #090909;
  --seo-paper: #f7f4ee;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 104px;
}

body {
  overflow-wrap: anywhere;
}

img {
  max-width: 100%;
}

a:focus-visible,
button:focus-visible,
summary:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 3px solid var(--seo-gold);
  outline-offset: 3px;
}

.skip-link {
  position: fixed;
  top: 8px;
  left: 8px;
  z-index: 10000;
  padding: 12px 16px;
  color: #050505;
  background: #fff;
  border: 2px solid var(--seo-gold);
  border-radius: 6px;
  font: 700 15px/1 Roboto, Arial, sans-serif;
  transform: translateY(-150%);
}

.skip-link:focus {
  transform: translateY(0);
}

.rga-service__heading {
  margin: 0;
  font: inherit;
}

.rga-service:target {
  scroll-margin-top: 110px;
  box-shadow: inset 4px 0 0 var(--seo-gold);
}

.no-js .rga-service__panel,
.no-js .rga-service__panel[aria-hidden="false"] {
  grid-template-rows: 1fr !important;
  overflow: visible !important;
}

.no-js .rga-service__body {
  padding-top: 8px !important;
  padding-bottom: 44px !important;
  opacity: 1 !important;
  transform: none !important;
}

.no-js .rga-service__icon {
  display: none !important;
}

img.service-hero-nine-video,
.story__image > img,
.hero__media > img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.faq-page {
  color: #171717;
  background: var(--seo-paper);
  font-family: Roboto, Arial, sans-serif;
}

.faq-hero {
  min-height: 440px;
  padding: clamp(88px, 12vw, 150px) max(24px, calc((100vw - 1180px) / 2));
  color: #fff;
  background:
    radial-gradient(circle at 80% 20%, rgba(241, 173, 43, .24), transparent 34%),
    linear-gradient(135deg, #050505, #1a1712);
}

.faq-hero .eyebrow,
.faq-section .eyebrow {
  margin: 0 0 14px;
  color: var(--seo-gold);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.faq-hero h1 {
  max-width: 820px;
  margin: 0;
  font-size: clamp(44px, 7vw, 88px);
  line-height: .98;
  letter-spacing: -.045em;
}

.faq-hero > p:last-child {
  max-width: 720px;
  margin: 28px 0 0;
  color: rgba(255, 255, 255, .78);
  font-size: clamp(18px, 2vw, 22px);
  line-height: 1.6;
}

.faq-section {
  display: grid;
  grid-template-columns: minmax(220px, .75fr) minmax(0, 1.6fr);
  gap: clamp(36px, 7vw, 96px);
  padding: clamp(72px, 9vw, 120px) max(24px, calc((100vw - 1180px) / 2));
}

.faq-section--dark {
  color: #fff;
  background: #101010;
}

.faq-section__heading h2 {
  position: sticky;
  top: 118px;
  margin: 0;
  font-size: clamp(30px, 4vw, 52px);
  line-height: 1.05;
  letter-spacing: -.035em;
}

.faq-list {
  border-top: 1px solid rgba(15, 15, 15, .22);
}

.faq-section--dark .faq-list {
  border-color: rgba(255, 255, 255, .2);
}

.faq-list details {
  border-bottom: 1px solid rgba(15, 15, 15, .22);
}

.faq-section--dark .faq-list details {
  border-color: rgba(255, 255, 255, .2);
}

.faq-list summary {
  position: relative;
  padding: 25px 52px 25px 0;
  cursor: pointer;
  font-size: clamp(18px, 2vw, 23px);
  font-weight: 700;
  line-height: 1.35;
  list-style: none;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  content: "+";
  position: absolute;
  top: 20px;
  right: 4px;
  color: var(--seo-gold);
  font-size: 30px;
  font-weight: 400;
}

.faq-list details[open] summary::after {
  content: "−";
}

.faq-list details p {
  max-width: 760px;
  margin: 0;
  padding: 0 52px 28px 0;
  color: #4b4b4b;
  font-size: 17px;
  line-height: 1.7;
}

.faq-section--dark .faq-list details p {
  color: rgba(255, 255, 255, .72);
}

.faq-cta {
  padding: clamp(72px, 10vw, 130px) 24px;
  text-align: center;
  background: linear-gradient(135deg, #d88b1d, #f0b23b);
}

.faq-cta h2 {
  margin: 0;
  font-size: clamp(36px, 5vw, 62px);
  letter-spacing: -.04em;
}

.faq-cta p {
  max-width: 720px;
  margin: 20px auto 28px;
  font-size: 18px;
  line-height: 1.6;
}

.faq-cta .button {
  display: inline-flex;
}

.compliance-note {
  padding: 16px 18px;
  border-left: 4px solid var(--seo-gold);
  background: rgba(241, 173, 43, .09);
  font-size: 14px;
  line-height: 1.6;
}

/* Approved Mortgage Bankers Corporation logo used consistently in every footer. */
.site-footer .brand__logo {
  display: block;
  width: clamp(190px, 19vw, 264px);
  height: auto;
  max-width: 100%;
  object-fit: contain;
}

@media (max-width: 440px) {
  .site-footer .brand__logo {
    width: min(230px, 100%);
  }
}

@media (max-width: 780px) {
  .faq-section {
    grid-template-columns: 1fr;
  }

  .faq-section__heading h2 {
    position: static;
  }

  .faq-hero {
    min-height: 360px;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
}

/* Inner-page consistency lock
   The approved Home hero and Financing & Lending Solutions section are the
   source of truth for these values. This block is intentionally scoped away
   from the Home page so its approved design remains unchanged. */
:root {
  --site-gold: #f4ad18;
  --site-gold-top: #ffe7a5;
  --site-gold-mid: #f5bd34;
  --site-gold-bottom: #d8940d;
  --site-hero-small: clamp(34px, 4.35vw, 72px);
  --site-hero-accent: clamp(44px, 5.35vw, 92px);
  --site-section-heading: clamp(42px, 5.2vw, 66px);
  --about-gold: var(--site-gold);
  --faq-gold: var(--site-gold);
  --contact-gold: var(--site-gold);
  --seo-gold: var(--site-gold);
}

body,
body * {
  font-family: "Roboto", Arial, sans-serif !important;
}

.inner-hero {
  position: relative !important;
  isolation: isolate;
  overflow: hidden !important;
  min-height: calc(100vh - var(--site-header-h, 88px)) !important;
  color: #fff !important;
  background:
    radial-gradient(circle at 20% 48%, rgba(255,255,255,.16) 0 6%, rgba(255,255,255,.07) 18%, rgba(255,255,255,0) 39%),
    #000 !important;
}

.inner-hero__grid {
  position: relative;
  z-index: 2;
  display: grid !important;
  grid-template-columns: minmax(0, 1.08fr) minmax(320px, .92fr) !important;
  gap: clamp(48px, 7vw, 96px) !important;
  align-items: center !important;
}

.inner-hero__content {
  position: relative;
  z-index: 3;
  min-width: 0;
}

.inner-hero :is(.about-eyebrow, .faq-eyebrow, .contact-kicker, .eyebrow) {
  margin: 0 0 22px !important;
  color: #b77a00 !important;
  font-size: 13px !important;
  font-weight: 700 !important;
  line-height: 1.2 !important;
  letter-spacing: .18em !important;
  text-transform: uppercase !important;
}

.inner-hero h1,
body.booking-page .inner-hero .intro-panel h1 {
  max-width: 700px !important;
  margin: 0 !important;
  color: #fff !important;
  font-size: var(--site-hero-small) !important;
  font-weight: 430 !important;
  line-height: .96 !important;
  letter-spacing: -.015em !important;
  text-transform: none !important;
}

.inner-hero__line {
  display: block;
}

.inner-hero h1 .inner-hero__accent {
  margin-top: clamp(4px, .55vw, 9px);
  color: transparent !important;
  background: linear-gradient(180deg, var(--site-gold-top) 0%, var(--site-gold-mid) 46%, var(--site-gold-bottom) 100%) !important;
  background-clip: text !important;
  -webkit-background-clip: text !important;
  font-size: var(--site-hero-accent) !important;
  font-weight: 430 !important;
  line-height: .96 !important;
  letter-spacing: -.015em !important;
}

.inner-hero .inner-hero__lead,
.faq-hero > .faq-container > .inner-hero__lead,
.contact-intro > .inner-hero__lead,
body.booking-page .intro-panel .intro-text {
  max-width: 720px !important;
  margin: clamp(24px, 2.4vw, 34px) 0 0 !important;
  color: rgba(255,255,255,.78) !important;
  font-size: clamp(17px, 1.6vw, 21px) !important;
  font-weight: 400 !important;
  line-height: 1.5 !important;
  letter-spacing: 0 !important;
}

.inner-hero .btn--hero,
.inner-hero .inner-hero__cta {
  position: relative !important;
  display: inline-flex !important;
  width: auto !important;
  min-width: 245px !important;
  height: 58px !important;
  min-height: 58px !important;
  margin: clamp(32px, 3.4vw, 46px) 0 0 !important;
  padding: 0 34px !important;
  align-items: center !important;
  justify-content: center !important;
  overflow: hidden !important;
  isolation: isolate;
  border: 1px solid rgba(255,239,172,.72) !important;
  border-radius: 999px !important;
  color: #201404 !important;
  background: linear-gradient(135deg, #fff0a8 0%, #ffc746 38%, #f3a61a 72%, #ffd568 100%) !important;
  box-shadow:
    0 18px 34px rgba(181,104,0,.36),
    0 0 34px rgba(255,197,55,.32),
    inset 0 1px 0 rgba(255,255,255,.62),
    inset 0 -10px 18px rgba(174,96,0,.18) !important;
  font-size: 16px !important;
  font-weight: 900 !important;
  line-height: 1 !important;
  letter-spacing: .01em !important;
  text-decoration: none !important;
  transform: translateZ(0) !important;
}

.inner-hero .btn--hero::before,
.inner-hero .inner-hero__cta::before {
  content: "";
  position: absolute;
  inset: -85%;
  z-index: -2;
  background: conic-gradient(from 0deg, transparent 0deg, rgba(255,255,255,.05) 72deg, rgba(255,236,155,.95) 118deg, rgba(255,178,34,.86) 150deg, transparent 205deg, transparent 360deg);
  animation: innerCtaGlowSweep 3.4s linear infinite;
}

.inner-hero .btn--hero::after,
.inner-hero .inner-hero__cta::after {
  content: "";
  position: absolute;
  inset: 3px;
  z-index: -1;
  border-radius: inherit;
  background:
    linear-gradient(180deg, rgba(255,255,255,.24), transparent 45%),
    linear-gradient(135deg, #ffd966, #f4ad20 58%, #ffcb4f);
  box-shadow: inset 0 0 18px rgba(255,247,199,.38);
}

.inner-hero .btn--hero:hover,
.inner-hero .inner-hero__cta:hover {
  filter: saturate(1.08) brightness(1.03);
  transform: scale(1.04) !important;
}

@keyframes innerCtaGlowSweep {
  to { transform: rotate(1turn); }
}

/* Preserve each approved inner-page composition while giving every first
   section the same Home hero proportions and rhythm. */
.about-hero.inner-hero,
.faq-hero.inner-hero {
  display: flex;
  padding: clamp(70px, 7vw, 112px) 0 !important;
  align-items: center;
}

.about-hero.inner-hero::after {
  inset: auto -8% -54% 35% !important;
  background: radial-gradient(circle, rgba(255,255,255,.13), transparent 68%) !important;
}

.about-hero.inner-hero .about-hero__mark {
  color: var(--site-gold) !important;
  font-weight: 500 !important;
}

.faq-hero.inner-hero::after {
  color: rgba(244,173,24,.13) !important;
}

.inner-hero--services {
  display: grid !important;
  grid-template-columns: minmax(0, .98fr) minmax(0, 1.02fr) !important;
  width: 100% !important;
  max-width: none !important;
  height: auto !important;
  padding: 0 !important;
  border: 0 !important;
  border-radius: 0 !important;
}

.inner-hero--services > .intro-copy {
  width: 100% !important;
  max-width: none !important;
  padding: clamp(64px, 7vw, 112px) clamp(42px, 6.4vw, 96px) !important;
}

.inner-hero--services .actions {
  margin: 0 !important;
}

.inner-hero--services .hero-mark--video {
  position: relative !important;
  inset: auto !important;
  display: block !important;
  width: 100% !important;
  height: 100% !important;
  min-height: calc(100vh - var(--site-header-h, 88px)) !important;
  margin: 0 !important;
  overflow: hidden !important;
  border: 0 !important;
  border-radius: 0 !important;
  transform: none !important;
}

.inner-hero--services .hero-mark--video::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 2;
  background: linear-gradient(90deg, #000 0%, rgba(0,0,0,.82) 8%, rgba(0,0,0,.32) 24%, rgba(0,0,0,0) 48%);
  pointer-events: none;
}

.inner-hero--services .service-hero-nine-video {
  position: absolute !important;
  inset: 0 !important;
  display: block !important;
  width: 100% !important;
  height: 100% !important;
  object-fit: cover !important;
  filter: grayscale(.18) contrast(1.08) brightness(.82) saturate(.72) !important;
  transform: scale(1.015) !important;
}

.contact-page {
  padding-top: 0 !important;
}

.contact-hero.inner-hero {
  display: flex !important;
  grid-template-columns: none !important;
  width: 100% !important;
  max-width: none !important;
  margin: 0 0 clamp(34px, 5vw, 64px) !important;
  padding: clamp(58px, 6vw, 92px) 0 !important;
  align-items: center !important;
  border: 0 !important;
  border-radius: 0 !important;
}

.contact-hero__inner {
  width: min(1180px, calc(100% - 48px)) !important;
}

.contact-page .inner-hero .contact-intro h1 {
  color: #fff !important;
}

.contact-hero .gold-rule {
  display: none;
}

.contact-hero .contact-actions {
  align-items: center;
  margin-top: 0 !important;
}

.contact-hero .contact-actions > a:not(.inner-hero__cta) {
  min-height: 52px;
  margin-top: clamp(32px, 3.4vw, 46px);
  padding: 0 22px;
  border-color: rgba(244,173,24,.72);
  color: #fff;
}

.contact-hero .details-card h2,
.contact-grid > .contact-card > h2 {
  font-size: clamp(22px, 2.05vw, 30px) !important;
  font-weight: 600 !important;
  line-height: 1.18 !important;
  letter-spacing: .02em !important;
}

body.booking-page .page-shell {
  min-height: calc(100vh - var(--site-header-h, 88px));
  padding: 0 !important;
}

body.booking-page .application.inner-hero--booking {
  display: grid !important;
  grid-template-columns: minmax(390px, .78fr) minmax(0, 1.22fr) !important;
  width: 100% !important;
  max-width: none !important;
  min-height: calc(100vh - var(--site-header-h, 88px)) !important;
  margin: 0 !important;
  border: 0 !important;
  border-radius: 0 !important;
  box-shadow: none !important;
}

body.booking-page .inner-hero--booking .intro-panel {
  display: flex;
  min-width: 0;
  padding: clamp(58px, 6vw, 92px) clamp(36px, 5vw, 72px) !important;
  align-items: center;
  color: #fff !important;
  background: transparent !important;
}

body.booking-page .inner-hero--booking .intro-text br {
  display: none;
}

body.booking-page .inner-hero--booking .intro-panel h1 .inner-hero__line:not(.inner-hero__accent) {
  color: #fff !important;
  background: none !important;
}

body.booking-page .inner-hero--booking .gold-rule,
body.booking-page .inner-hero--booking .short-rule {
  display: none;
}

body.booking-page .inner-hero--booking .trust-list {
  margin-top: 34px;
}

body.booking-page .inner-hero--booking .trust-list li {
  color: rgba(255,255,255,.8) !important;
  border-color: rgba(255,255,255,.18) !important;
}

body.booking-page .inner-hero--booking .round-icon {
  color: var(--site-gold) !important;
  background: rgba(255,255,255,.06) !important;
  border-color: rgba(244,173,24,.46) !important;
  box-shadow: none !important;
}

body.booking-page .inner-hero--booking .waves {
  opacity: .45;
  background: none !important;
}

body.booking-page .inner-hero--booking .form-panel {
  align-self: stretch;
  color: #000;
  background: #fff;
}

/* Home Financing & Lending Solutions typography applied to major inner-page
   section headings; card headings retain the Home card scale. */
.about-page :is(.about-story, .about-values, .about-evolution) h2,
.faq-page :is(.faq-group, .faq-cta) h2,
.services-shell :is(.rga-services__intro, .section.faq, .cta) h2 {
  font-size: var(--site-section-heading) !important;
  font-weight: 500 !important;
  line-height: .98 !important;
  letter-spacing: -.045em !important;
}

.about-page p,
.faq-list details p {
  font-size: 17px !important;
  line-height: 1.58 !important;
}

.about-values__grid h3,
.rga-service__title {
  font-size: clamp(22px, 2.05vw, 30px) !important;
  font-weight: 600 !important;
  line-height: 1.18 !important;
  letter-spacing: .02em !important;
}

@media (max-width: 960px) {
  .inner-hero__grid {
    grid-template-columns: 1fr !important;
  }

  .about-hero .about-hero__mark {
    position: absolute;
    right: 24px;
    bottom: 40px;
    opacity: .13;
  }

  .contact-hero .details-card {
    max-width: 680px;
  }

  body.booking-page .application.inner-hero--booking {
    grid-template-columns: minmax(320px, .8fr) minmax(0, 1.2fr) !important;
  }
}

@media (max-width: 760px) {
  :root {
    --site-hero-small: clamp(29px, 8.3vw, 46px);
    --site-hero-accent: clamp(36px, 9.8vw, 56px);
    --site-section-heading: clamp(34px, 10vw, 46px);
  }

  .inner-hero {
    min-height: calc(100svh - var(--site-header-h, 70px)) !important;
  }

  .about-hero.inner-hero,
  .faq-hero.inner-hero,
  .contact-hero.inner-hero {
    padding: 58px 0 64px !important;
  }

  .inner-hero :is(.about-eyebrow, .faq-eyebrow, .contact-kicker, .eyebrow) {
    margin-bottom: 16px !important;
    font-size: 12px !important;
  }

  .inner-hero .inner-hero__lead,
  .faq-hero > .faq-container > .inner-hero__lead,
  .contact-intro > .inner-hero__lead,
  body.booking-page .intro-panel .intro-text {
    margin-top: 22px !important;
    font-size: 17px !important;
    line-height: 1.55 !important;
  }

  .inner-hero .btn--hero,
  .inner-hero .inner-hero__cta {
    width: min(100%, 245px) !important;
    margin-top: 30px !important;
  }

  .inner-hero--services {
    display: flex !important;
    flex-direction: column !important;
  }

  .inner-hero--services > .intro-copy {
    padding: 58px 18px 54px !important;
  }

  .inner-hero--services .hero-mark--video {
    display: block !important;
    flex: 0 0 clamp(250px, 66vw, 360px);
    min-height: 0 !important;
  }

  .contact-hero__inner {
    width: min(100% - 32px, 1180px) !important;
  }

  .contact-hero .contact-actions {
    align-items: stretch;
  }

  .contact-hero .contact-actions > a,
  .contact-hero .contact-actions > a:not(.inner-hero__cta) {
    width: 100% !important;
    margin-top: 12px !important;
  }

  .contact-hero .contact-actions > .inner-hero__cta {
    margin-top: 30px !important;
  }

  body.booking-page .application.inner-hero--booking {
    display: block !important;
    min-height: 0 !important;
  }

  body.booking-page .inner-hero--booking .intro-panel {
    min-height: calc(100svh - var(--site-header-h, 70px));
    padding: 58px 18px !important;
  }

  body.booking-page .inner-hero--booking .intro-panel h1 .inner-hero__line {
    display: block !important;
  }

  body.booking-page .inner-hero--booking .form-panel {
    padding: 34px 18px 48px !important;
  }
}

@media (prefers-reduced-motion: reduce) {
  .inner-hero .btn--hero::before,
  .inner-hero .inner-hero__cta::before {
    animation: none;
  }
}